Business Credit Foundation

Find a real organization to ask, not a funding promise.

Search 1,487 official directory records for SBA microlenders and certified community development financial institutions. Then verify territory, products, startup eligibility, credit review, collateral, and current application status directly.

1,487directory records
51state and DC summaries
$50KSBA Microloan program maximum
0approval promises
Before you contact anyone: this is not a ranking, recommendation, referral, application, or statement that you qualify. CDFI certification alone does not prove that an organization lends to small businesses.

Prepare the case before choosing a lender.

Use the staged credit roadmap, lender-packet checklist, loan comparison and 13-week cash forecast. Then bring the right questions to this directory.

Open funding workbench Follow the owner roadmap

Start with your state

Official directory records

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Ask these before applying

  1. Do you lend in my county?
  2. Do you lend to a business at my stage and time in business?
  3. What are your current minimum and maximum amounts?
  4. Do you require collateral or a personal guarantee?
  5. Do you offer free technical assistance or business advising?
  6. What documents should I prepare before applying?

Compare total cost, payment, term, collateral, guarantee, reporting, and default provisions. Never pay anyone who promises approval or a credit limit.